Product Manager



John Ruiz

Los Angeles

Expanding California based property insurance carrier, Corporate Home Office, addition to staff position; maintain, develop, enhance and expand California only homeowner and small percentage of related commercial property products. Interact closely with and report to VP of Underwriting, VP of Product and Executive Management.
Five plus years of homeowner product and or P/L underwriting / analyst experience; strong understanding of rate preparation principles and processes; research & analysis, forming a business case, recommending process improvements, implementing product changes; excellent computer, communication, time management and organizational skills.
Analyze and develop product recommendations including Underwriting guidelines; utilize data and insights to develop new business strategies and enhance profitability.
Lead research, analysis and testing of product changes, roll outs and enhancements.
Manage and maintain underwriting rate and rule manuals; collaborate with actuarial staff to prepare state rate filings and respond to state insurance department inquiries.
Conduct research and analysis to provide product and guideline recommendations; lead / interact with team to pull data and analyze metrics regarding underwriting practices and recommend efficiencies in work processes and vendor/internal tools.
Facilitate ad-hoc analysis on specified or varied metrics.
Prepare presentations in support of rate changes and other strategic decisions.
Utilize knowledge of state regulatory guidelines and constraints to assure product compliance.
Lead project efforts, review business issues, facilitate improvements with underwriting processes and resulting performance. Ensure timely, accurate application of all underwriting, premium & policy compliance guidelines and processes supported by meaningful measurements and regular reporting of results.
Target Hire-on Salary: mid $70's to low $80's, DOE; Good Benefits

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